Money 2000^TM Press Room

June 2004

• Health and Wealth: More Similar Than You Think
• Small Steps to Health and Wealth
• Check Your Beneficiary Designations
• Comparing Stock Market Indexes
• Are You Wealthy?
• Making Required Minimum Distribution Withdrawals
• Roth IRA Q & A
• Four Common Estate Planning Errors
• The Basics of Value Investing
• Financial Advice Shared at Women’s Conference

March 2004

• Twelve Health and Wealth Factors
• Six Financial Planning Principles
• The New Retirementality
• Late Savers: Don’t Give Up Hope
• Making Money Last in Retirement
• Cutting Retirement Living Costs: A Common Catch-Up Strategy
• PowerPay Your Way Out of Debt
• Use Your Tax Refund Wisely
• Reducing Identity Theft Risk: Do Free Credit Reports Make a Difference?
• What Every College Student Should Know About Credit Cards

December 2003

• Smart Women and Money: Tips to Finish Rich
• Two Record-keeping Tips to Improve Your Finances
• Financial Resolutions to Start the New Year Off Right
• PowerPay Your Way Out of Debt
• Identity Theft: Three Sources of Consumer Risk Exposure
• Home Study Course Targets Beginning Investors
• Guidebook Available for Late Savers
• Credit Reports: Your First Line of Defense Against Identity Theft
• New Credit Law to Help Consumers
• Demystifying Financial Jargon
• IRA Basics
• A Simple Financial Glossary
• Six Common Money Mistakes

October 2003

• Beware of Phony Insurance
• Rebuilding Your Credit
• Do You View It as Retirement or Financial Independence?
• What in the World is Monte Carlo Simulation?

September 2003

• Tips For Dealing With Tragedies: Public and Private
• PowerPay Analysis Helps Reduce Debt Payments
• Home Study Course Targets Beginning Investors
• Test Your Financial Literacy
• Identity Theft is Rampant! Protect Yourself
• Time is Money
• Increase Your Financial Resiliency
• Increase Your Financial Resiliency- Part 2

June 2003

• Financial Recovery in Later Life
• Evaluating an Early Retirement Incentive Offer
• Reducing the Cost of Food
• Beware: Payday Loans
• More Cautions About Payday Loans
• Beware Check Cashing Stores
• Annual Limits for Financial Planning
• Mutual Fund Basics
• Types of Mutual Funds
• Mutual Fund Fees
• Save For Your Future: The Time is Now

May 2003

• The 2003 Tax Cut: What Does It Mean For You?

April 2003

• Conference to Address Financial Planning Concerns

March 2003

• Earned Income Credit Pays Workers Big Bucks
• Financial Tips From The Top
• How Does Your Credit Card Calculate Interest?
• How Much Money Are You Spending?
• Save To Reach Your Goals
• What are Your Goals and Values?
• Improve Your Personal Finances With Small Sums of Money
• Identity Theft Risk Assessment Quiz
• An Identity Theft Victim Checklist
• Identity Theft: How to Avoid It

January 2003

• Earned Income Credit Pays Workers Big Bucks

December 2002

• Are You Financially Resilient?
• Seven Strategies For Financial Success
• Quiz Tests Financial Literacy
• Choose To Save For Your Future
• Bureau of Securities a Resource For Investors
• Conference Emphasizes Financial Basics
• Personal Finance Skills Necessary For Women
• Setting Financial Goals
• The Secret To Investing...There Is None
• When Should You Collect Social Security?
• Personal Finance Decisions: The Question Behind The Question
• Lessons of the Bear Market
• Behavioral Finance Characteristics Explained

September 2002

• Give Yourself a Credit Check-Up
• Compound Interest an Investor's Friend
• Compound Interest: A Resource for Young and Older Investors
• Time: A Friend or An Enemy
• Time-Maximizing Financial Practices
• Patience a Virtue When Investing
• Preparing For Retirement in an Uncertain Economic Climate
• Save 10% By Spending 10% Less
• Financial Fitness Study Shows Strengths, Weaknesses
• Keep More Investment Earnings By Reducing Taxes and Expenses
• Diversify and Dollar-Cost Average To Reduce Investment Risk
• Financial Facts and Trends
• Saving Money At Tax Time
• Buying Life Insurance: How Much is Enough?
• Help!! I'm Retiring
• Recession or Recovery? Be Prepared

July 2002

• Selling Investments and Market Timing: Historical Perspectives
• Preparing For Retirement in an Uncertain Economic Climate

June 2002

• Retirement Goal-Setting: Factors to Consider and Available Resources
• Financial Certainties in an Uncertain World
• Tax Credit Available for Retirement Plan Contributions
• Seven Investment Myths and Realities
• Twelve Principles of Personal Financial Literacy
• Asset Allocation Provides Diversification and Reduces Risk
• Check-Ups Important for Financial Health
• Behavioral Finance Explains Money Management
• What is Your Investment Risk Tolerance?
• Eight Investment Tips
• Quiz Tests Financial Fitness
• Common Credit Errors

March 2002

• Plan For Your Tax Refund
• Too Much Debt?
• Holiday Bill Blues
• Resolutions? Develop A Plan
• Patriot Bonds Support War on Terrorism
• Children and Money
• Six Common Budget Busters
• Identity Theft Fastest Growing Crime
• News That You Can Use: Retirement Planning Statistics
• Book Provides Simple Financial Advice

February 2002

• Credit Counseling Agencies: Choose With Care

January 2002

• Perspective After Tragedy: Twenty Post 9-11 Financial New Year’s Resolutions

December 2001

• Lessons Learned During 2001
• Credit Cards: Read The "Fine Print"
• Credit Issues and Trends
• Financial Tips Upon the Loss of a Spouse
• Financial Tips at Divorce
• A Primer on Ownership Investments
• Financial Fitness Study Shows Strengths, Weaknesses
• The Fragile Middle Class: Lessons to Be Learned
• Tips for Avoiding Predatory Loans
• A Decade of Opportunity Awaits Older Workers
• Surviving Unemployment: Expert Advice
• Coping and Preparing in Uncertain Times

September 2001

• Subprime Lending: What You Need to Know
• Successful Retirement Takes Planning and Action
• Insurance: Buy Only What is Necessary
• Insurance Policy Features and Limits
• Disability Insurance: Important Coverage for Working Adults
• Tips for Purchasing Auto Insurance
• Umbrella Liability Insurance Provides Protection Against Large Losses
• Long-Term Care Insurance: Who Needs It and How Much Do You Need?
• How Did You Spend Your Tax Rebate?
• Financial Tips for Married Couples
• Common Credit Card Traps
• Tax Law Includes Benefits for Many Taxpayers

June 2001

• U.S. Savings Bond Benefits Explained
• Money Biases Can Hinder Financial Success
• Property Insurance Limits Need Periodic Checking
• Roth IRAs: A Tool For Retirement Savings
• Strategies For Investing In a Volatile Market
• Ordinary People, Extraordinary Wealth
• New Regulations Simplify Retirement Withdrawals
• Strategies To Slash Your Debt
• Watch Out For Credit Card Fees and Penalties
• How To Cope With Medical Expenses
• Understanding Your Relationship With Money
• Getting the Most Out of Your IRA
• Making the Right Move in Retirement
• The Rebates Are Coming! The Rebates Are Coming!

March 2001

• New Regulations Simplify Retirement Withdrawals
• Ideas for Reducing Investment Expenses
• Retirement Facts and Figures
• How To Choose a Financial Advisor
• Life Insurance: How Much Is Enough?
• Overwork and Debt Can Lead to Stress
• Ten Tips for a Comfortable Retirement
• How to Plan To Make Retirement Savings Last
• Book Describes Low-Cost Investments
• Financial Fitness Ideas To Consider
• I Bonds Are an Attractive Savings Option

For more information about Money 2000^TM, please contact:

Barbara O'Neill, Ph.D., CFP
Dept. of Agricultural, Food, and Resource Economics
Rutgers, The State University of New Jersey
55 Dudley Road
New Brunswick, NJ 08901-8520

Voice: 732-932-9155 x250
E-mail: oneill@rce.rutgers.edu